Urbana Homes under $250,000

Urbana Homes under $250,000

Welcome to Urbana, Ohio—an enchanting city nestled in the heart of Champaign County, where small-town charm meets vibrant community spirit. With its rich history, friendly neighborhoods, and a wealth of local amenities, Urbana offers a delightful living experience for families, young professionals, and retirees alike.

Urbana is known for its picturesque landscapes, featuring lush parks and scenic trails that invite outdoor enthusiasts to explore. The city boasts a thriving downtown area filled with quaint shops, cozy cafes, and delightful restaurants, making it a perfect spot for leisurely strolls and community gatherings. The annual events and festivals celebrate the local culture, fostering a strong sense of belonging among residents.

For those seeking affordable housing options, Urbana stands out with an impressive selection of homes priced under $250,000. Whether you are looking for a charming bungalow, a spacious family home, or a cozy cottage, the real estate market in Urbana offers a variety of choices to suit every lifestyle and budget. These homes provide not only comfort but also the opportunity to invest in a growing community.

Urbana's excellent schools and safe neighborhoods make it an ideal place to raise a family, while its proximity to larger cities like Columbus and Dayton ensures that residents can enjoy both the tranquility of small-town living and the excitement of urban amenities. Discover the warmth and welcoming spirit of Urbana, where your dream home awaits at an affordable price. Come explore the possibilities and make Urbana your new home today!

Newest Urbana Homes under $250,000

824 N Main St, Urbana
$220,000
3 Beds ⋅ 2 Baths ⋅ 1048903 MLS
Windows, Roof, Siding, Furnace approximately new 8 years ago. Central Air, 6 years. Hot water heater new in 2025. Lots of character in this 2 story home. Original hardwood floors, 2 gas fireplaces,1 decorative upstairs. Hardwood floors upstairs under carpet. 1 Bedroom downstairs, full bath, laundry room, dining room, living room and Mud room. New flooring needed in Kitchen and Mudroom. Some updated cosmetics needed as well. 2 Wood decks, 1 on 2nd floor. Fenced back yard. The 2 car garage had Siding, Doors and concrete floor added 8 years ago. Nice storage. Large front porch. Gas heater heats Mudroom. Some built in shelves.

824 N Main St, Urbana
610 Hagenbuch St, Urbana
$189,900
3 Beds ⋅ 1 Baths ⋅ 1048751 MLS
Charming 3 bedroom 1 bath home has a lot to offer including large rear yard, relaxing front porch and spacious kitchen. All appliances to stay!

610 Hagenbuch St, Urbana
365 Henry St, Urbana
$154,900
2 Beds ⋅ 1 Baths ⋅ 1048684 MLS
Discover this charming 2-bedroom, 1-bath home conveniently located just steps from the fairgrounds! Situated at the end of a quiet dead-end street, this property offers a peaceful setting with plenty of storage and parking options. The spacious, open kitchen offers plenty of space for all your cooking needs, with room to prepare meals, entertain guests, and make the space your own.The large front porch provides a welcoming space to relax, enjoy your morning coffee, or unwind while taking in the quiet surroundings. The detached garage and two sheds provide ample space for vehicles, hobbies, tools, and all your storage needs. Recent updates, including a new metal roof (2026) and HVAC system(2021), add peace of mind for the next owner. The home is ready for its next chapter and offers an excellent opportunity to add your own finishing touches and personal style. Come see the possibilities and make this cozy home your own!

365 Henry St, Urbana
580 E Ward St, Urbana
$175,000
3 Beds ⋅ 1 Baths ⋅ 1048582 MLS
Endless Potential with Space! Just needs your cosmetic touches! Welcome to this spacious 3-bedroom home offering incredible versatility and classic charm. Highlights include an extra-large living room, an open-concept kitchen and dining area, and a back family room featuring sliding glass doors that lead directly to the fully fenced backyard. Upstairs, you'll find 3 bedrooms, plus room on the main floor to easily add a 1st-floor bedroom and a 2nd full bathroom. Enjoy outdoor living with a welcoming front porch, a back deck, mature shade trees, and an above-ground pool with its own deck and electrical hookup (liner replaced/last used in 2020). Excellent parking and storage with a 2-car garage attached, plus a secondary 1-car alley garage with alley parking access. Features updated electric, double-pane insulated windows, and a whole-house fan. Property is being sold AS-IS--bring your ideas and make it your own!

580 E Ward St, Urbana
759 Mark Dr, Urbana
$224,900
3 Beds ⋅ 1 Baths ⋅ 1048544 MLS
Opportunities like this don't come along often! Located in an area where homes are rarely available for sale, this charming 3-bedroom, 1-bath, one-story home offers the comfort, convenience, and easy living you've been looking for -- and it's ready for you to move right in! Step inside and discover 1,152 square feet of comfortable living space, thoughtfully laid out for convenient one-floor living. Need a little extra space? An additional room gives you the flexibility to create the space that fits your life -- whether you envision a home office, nursery, playroom, hobby room, or cozy retreat. One of the home's standout features is the inviting sunroom off the back, where you can unwind with your morning coffee, curl up with a good book, or simply enjoy the view of your fenced-in backyard. It's the kind of space that makes a house feel like home. You'll appreciate the peace of mind that comes with a new roof installed in 2022 and a Lennox furnace. The oversized two-car garage provides plenty of room for your vehicles, storage, tools, toys, and everything else life brings. And the location makes everyday living even more enjoyable! You're just minutes from the park and city swimming pool, giving you easy access to outdoor fun and recreation. Whether you're looking for a place to put down roots, a home with room to grow, or simply a comfortable home where you can enjoy life without the hassle of major updates, this one deserves a closer look.

759 Mark Dr, Urbana
1353 Three Mile Rd, Urbana
$230,000
3 Beds ⋅ 2 Baths ⋅ 1048361 MLS
This rural, Urbana Schools property has so much potential. Check out this 1 acre property with 20x30 detached garage as well as a 30x27 pole barn with concrete floor. Plenty of space for play, gardening and/or private entertaining. The home is spacious and the owners suite is on the second level with a full bathroom. Home needs some TLC, but has a lot to offer. Motivated Seller and immediate possession.

1353 Three Mile Rd, Urbana
218 Sara St, Urbana
$179,900
3 Beds ⋅ 1 Baths ⋅ 1048326 MLS
Auction October 8, 2026 at 6pm but seller will consider an offer before that date. This 2 story move in ready home with over 1300 SqFt. of living space, has 3 bedrooms upstairs, a full bath downstairs, w/ tub and shower, closet and linen closet, living room, dining room and a full kitchen. Built in shelves accent the living room and dining room with ceiling fans and carpet in most rooms. Lots of windows are placed throughout for natural light and storm doors w/ screens. There is an attached two and a half car garage with a concrete driveway, not common in this area. Above the garage are tall ceilings for that loft or storage space or maybe a man cave. Out through the spacious laundry room, leads to a large fenced in back yard with a covered patio for those summer parties and cookouts. This home is serviced by natural gas, city water and sewer. Nestled in a neighborhood on the northwest side of Urbana, this home is close to the Downton area and all it has to offer. All the amenities that you would desire are all here in Urbana, groceries, restaurants, service facilities, a park, medical facilities and much more. Take a look and imagine your personal touches, to make this the home for you. A wonderful place for that family just starting out, or the family with kids looking for a forever home. Don't let this opportunity slip away, take a look and see if its for you, it could be the one.

218 Sara St, Urbana
404 E Ward St, Urbana
$175,000
4 Beds ⋅ 1 Baths ⋅ 1048305 MLS
Welcome to this spacious 4-bedroom, 1-bath home in Urbana. With two bedrooms conveniently located on the first floor, ideal for a primary suite, guest room, and/or a dedicated home office. The main level offers comfortable living spaces along enclosed front and back porches. Each enclosed porch has access to add a wood stove. Out back, enjoy a fully fenced backyard with a patio. Outside the fence is a detached 2-car garage. Providing extra off street parking and extra storage. Whether you are looking for room to grow or a functional layout with extra space, this property delivers. Recent updates include flooring and roof. Available for private showings--schedule your tour today!

404 E Ward St, Urbana
119 Wards Ln, Urbana
$144,900
2 Beds ⋅ 1 Baths ⋅ 1048101 MLS
This 2-bedroom, 1-bath home is a great option for someone looking for a smaller, manageable home or an investment property. The home has a new roof, newer flooring, and 2 new mini-split units for heating and cooling. The fenced-in backyard gives you a nice private outdoor space, with a shed for extra storage and off-street parking. The size and layout make this home easy to maintain. Whether you're looking for an affordable place to call home or adding another property to your portfolio, this one is ready for its next owner. Come take a look and see what you can do with it!

119 Wards Ln, Urbana
234 Laurel Oak St, Urbana
$214,900
3 Beds ⋅ 2 Baths ⋅ 1048065 MLS
Discover the character and charm of this spacious home offering over 1800 square feet of living space and a flexible layout. Currently set up as a single-family residence, the home was previously used as two apartments and could be perfect for multi-generational living. The main level features large, inviting rooms, including a spacious eat-in kitchen (appliances stay), a separate dining room and a convenient main level bedroom. There is also a full bathroom on each level, one upstairs and one downstairs. Just off the kitchen, a large pantry provides additional storage and offers convenient access to the attached two-car garage. There is also plenty of off-street parking. Upstairs you'll find two additional bedrooms, another full bath and a second kitchen. With some minor modifications, this level could potentially function as a separate apartment with its own private entrance. The home is equipped with two separate HVAC systems, one serving each level, and includes two ranges and two refrigerators. There is a fenced backyard, and you can enjoy the outdoors from the private porch and paver patio off the kitchen, which is perfect for grilling out or relaxing over an evening dinner. A full basement provides even more storage and utility space. Throughout the home you'll find the character and charm of an older home combined with a practical, flexible floor plan. A new roof was installed in August 2025. Conveniently located close to downtown Urbana, this home is near restaurants, shopping, entertainment and more. Whether you're looking for a spacious single-family home or a property with potential for multi-generational living, rental income or a future two-unit setup, this property offers plenty of possibilities.

234 Laurel Oak St, Urbana
5080 Glady Creek Dr, Urbana
$250,000
3 Beds ⋅ 2 Baths ⋅ 1047838 MLS
Nice 3 bedroom, 2 bath one story home located in a rural area on a cul-de-sac. HVAC system and pressure tank for the well are approximately 4 years old. Well is 2-3 years old. Needs a new roof, some flooring and garage repairs, but priced accordingly. Softener is rented from Glacier. Fireplace is not warranted as current owner has not used. Property being sold 'as is'.

5080 Glady Creek Dr, Urbana
426 W Light St, Urbana
$194,999
3 Beds ⋅ 1 Baths ⋅ 1047762 MLS
Welcome home to this beautifully updated 3-bedroom, 1-bathroom property! Numerous recent improvements make this home move-in ready, including an updated kitchen and bathroom, fresh paint, new flooring, updated electric panel, and newer windows. The kitchen comes fully equipped, and all kitchen appliances, along with the washer and dryer, stay with the home. Outside, enjoy a fenced backyard featuring a shed and patio--perfect for relaxing or entertaining. A front deck provides another great outdoor space, while the detached 2-car garage offers plenty of room for parking, storage, or hobbies. With its many updates and desirable outdoor amenities, this home is ready for its next owner!

426 W Light St, Urbana
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